Does the very notion of the word insurance scare you?
Does the number of insurance options and the complicated language and terms make your head spin?
We invite you to learn how the Irongate Financial Services team can help guide you through choosing the right insurance options for your unique personal or business needs.
Our insurance expertise includes:
- Life insurance
- For individuals and businesses
- Term Life
- Whole Life
- Universal Life
- Long Term Care
- Business and Disability
Helping our clients plan for the unexpected and for their survivors benefit is part of the skill set the professionals at Irongate Financial Services deliver.
Call on us for our exceptional expertise in this important part of planning. We welcome the opportunity to help you through some of the unexpected challenges that life unfortunately can send our way.
Am I glad I suggested!
Several years ago, I was introduced to a young physician. He had just left the service as an Army doctor and was starting a practice as an invasive cardiologist. He was installing pace makers and opening heart blood vessels without opening patients’ chests which is very delicate and exacting work requiring long hours in an operating room.
One of the risks to his income we discussed was disability. He felt it was important enough to purchase two disability insurance policies that would pay him a portion of his normal income if sickness or injury prevented him from working in his specialty.
Unfortunately, after practicing for about 10 years and at the height of his professional skills, he was diagnosed with a degenerative neuro-muscular disease that required him to retire from his practice.
The disability insurance he had purchased worked exactly as planned. His home and family security was protected. He continues to work on a part-time consulting basis, as his health will allow. He still finds challenges in his life and his financial future is secure. I am so happy he had the foresight to take my advice and protect his income for his and his family’s sake. Having a coordinated, “deliberate” insurance plan can be invaluable in protecting your family’s future. I invite you to call me for a personal conversation about the financial welfare of you and your family. I’m sure you will be glad you did.
MBA, CPA/PFS, CFP®