Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Irongate Financial Services, Inc.
6500 South Quebec Street Suite 330 • Englewood, CO • 80111
Phone: 303-759-8608 • Fax: 303-759-8501
• Dave@irongatefinancial.com

David L. Stevens is a Registered Representative of and offers securities products & services through Geneos Wealth Management, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the state of Colorado in which David L. Stevens securities are licensed. No offers may be made or accepted from any resident outside the specific states referenced.

David L. Stevens is also separately registered as an investment advisor representative under Irongate Financial Services, Inc. a Registered Investment Advisor registered with the State of Colorado. As such, advisory services are strictly intended for individuals residing in the states where we have notice filed: Colorado.

Advisory services offered through Irongate Financial Services Inc., Registered with the State of Colorado.

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